Home Simplicity Magazine – October 2020

Posted on October 6, 2020 at 10:44 pm
Mary Beth Kellee & Philip Fredricksen | Posted in Uncategorized |

The San Diego Real Estate Market is very very hot!

What Are Experts Saying About the Rest of 2020?

What Are Experts Saying About the Rest of 2020? | MyKCM

One of the biggest questions on everyone’s minds these days is: What’s going to happen to the housing market in the second half of the year? Based on recent data on the economy, unemployment, real estate, and more, many economists are revising their forecasts for the remainder of 2020 – and the outlook is extremely encouraging. Here’s a look at what some experts have to say about key areas that will power the industry and the economy forward this year.

Mortgage Purchase Originations: Joel Kan, Associate Vice President of Economic and Industry ForecastingMortgage Bankers Association

“The recovery in housing is happening faster than expected. We anticipated a drop off in Q3. But, we don’t think that’s the case anymore. We revised our Q3 numbers higher. Before, we predicted a 2 percent decline in purchase originations in 2020, now we think there will be 2 percent growth this year.”

Home Sales: Lawrence Yun, Chief Economist, National Association of Realtors

“Sales completed in May reflect contract signings in March and April – during the strictest times of the pandemic lock down and hence the cyclical low point…Home sales will surely rise in the upcoming months with the economy reopening, and could even surpass one-year-ago figures in the second half of the year.”

Inventory: George Ratiu, Senior Economist, realtor.com

“We can project that the next few months will see a slow-yet-steady improvement in new inventory…we projected a stepped improvement for the May through August months, followed by a return to historical trend for the September through December time frame.”

Mortgage Rates: Freddie Mac

“Going forward, we forecast the 30-year fixed-rate mortgage to remain low, falling to a yearly average of 3.4% in 2020 and 3.2% in 2021.”

New Construction: Doug Duncan, Chief Economist, Fannie Mae

“The weaker-than-expected single-family starts number may be a matter of timing, as single-family permits jumped by a stronger 11.9 percent. In addition, the number of authorized single-family units not yet started rose 5.4 percent to the second-highest level since 2008. This suggests that a significant acceleration in new construction will likely occur.”

Bottom Line

The experts are optimistic about the second half of the year. If you paused your 2020 real estate plans this spring, let’s connect today to determine how you can re-engage in the process.

Posted on June 29, 2020 at 6:12 pm
Mary Beth Kellee & Philip Fredricksen | Posted in Uncategorized |

June is Home Ownership Month!

Top Reasons to Own Your Home [INFOGRAPHIC]

Top Reasons to Own Your Home [INFOGRAPHIC] | MyKCM

Some Highlights

  • June is National Homeownership Month, and it’s a great time to consider the benefits of owning your own home.
  • If you’re in a position to buy, homeownership might help you find the stability, community, and comfort you’ve been searching for this year.
  • Let’s connect today to determine if homeownership is the right next step for you and your family.

Posted on May 29, 2020 at 2:56 pm
Mary Beth Kellee & Philip Fredricksen | Posted in Uncategorized |

Unemployment: Hope on the Horizon

Unemployment: Hope on the Horizon

Unemployment: Hope on the Horizon | MyKCM

Tomorrow, the unemployment rate for April 2020 will be released by the U.S. Bureau of Labor Statistics. It will hit a peak this country has never seen before, with data representing real families and lives affected by this economic slowdown. The numbers will alarm us. There will be headlines and doomsday scenarios in the media. There is hope, though, that as businesses reopen, most people will become employed again soon.

Last month’s report indicated we initially lost over 700,000 jobs in this country, and the unemployment rate quickly rose to 4.4%. With the release of the new data, that number will climb even higher. Experts forecast this report will show somewhere between a 15% – 20% national unemployment rate, and some anticipate that number to be even greater (see graph below):Unemployment: Hope on the Horizon | MyKCM

What’s happened over the last several weeks? 

Here’s a breakdown of this spring’s weekly unemployment filings:Unemployment: Hope on the Horizon | MyKCMThe good news shown here indicates the number of additional unemployment claims has decreased week over week since the beginning of April. Carlos Rodriguez, CEO of Automatic Data Processing (ADP) says based on what he’s seeing:

“It’s possible that companies are already anticipating some kind of normalization, opening in certain states and starting to post jobs.” 

He goes on to say that this doesn’t mean all companies are hiring, but it could mean they are at the point where they’re not cutting jobs anymore. Let’s hope this trend continues.

What will the future bring?

Most experts predict that while unemployment is high right now, it won’t be that way for long. The length of unemployment during this crisis is projected to be significantly shorter than the duration seen in the Great Recession and the Great Depression.Unemployment: Hope on the Horizon | MyKCMWhile forecasts may be high, the numbers are trending down and the length of time isn’t expected to last forever.

Bottom Line

Don’t let the headlines rattle you. There’s hope coming as we start to safely reopen businesses throughout the country. Unemployment affects our families, our businesses, and our country. Our job is to rally around those impacted and do our part to support them through this time.

Posted on May 7, 2020 at 8:35 pm
Mary Beth Kellee & Philip Fredricksen | Posted in Uncategorized | Tagged , ,

8 Fun Things To Do In Oceanside, California

Oceanside, California is a coastal community in North San Diego County. Whether you live in Oceanside or are just visiting, there’s always plenty to do in this quintessential California beach town. Below are 8 fun things to do in Oceanside. Get out there and enjoy!

Oceanside Beaches

No visit to Oceanside, California would be complete without getting your toes in the warm sand. The seaside city is lined with over 3 miles of white sand beaches along the Pacific Ocean. Although they are all connected, each beach area in Oceanside has its own name and unique vibe. Head to Harbor Beach and the areas that surround the pier if you want to be in the action and enjoy a variety of beach amenities. If you’re looking for a more relaxed and quiet beach experience, check out Buccaneer Beach, Breakwater Beach, and Tyson Street Beach. You can learn more about Oceanside’s various beaches here.

Mission San Luis Rey

Oceanside is home to Mission San Luis Rey de Francia, a historic Spanish mission and National Landmark. This beautiful mission is often referred to as the “King of the Missions” because it is the largest of the 21 California Missions. The mission is open daily to the public and features a Retreat Center, meeting spaces, a cemetery, a gift shop, the historic church and a museum.

Oceanside Pier

Oceanside Pier is one of the West Coast’s longest wooden piers, measuring 1,942 feet long. Visitors to the pier can enjoy a leisurely stroll out over the Pacific Ocean while watching surfers catch waves below and fishermen catch fish from the pier. At the end of the pier is the famous Ruby’s Diner, a 1940s-style diner serving breakfast, lunch and dinner.

Oceanside Harbor Village

The Oceanside Harbor Village and Marina is a popular hub for dining, shopping, and watersports, including boating, canoeing, sailing, scuba diving, jet skiing, stand-up paddle boarding, and whale watching excursions.

Oceanside Sunset Market

The Oceanside Sunset Market, hosted by MainStreet Oceanside, is a renowned weekly street fair and farmers market featuring live music and up to 200 merchants on four city blocks. Sunset Market has been a free, family-friendly event in Oceanside since 2007 and can be found every Thursday from 5-9pm on Pier View Way, west of Coast Highway in Downtown Oceanside.

Oceanside Museums

Oceanside also offers several great museums. At California Surf Museum, you’ll find surfboards, surf art, memorabilia, surfing equipment, photographs, magazines, and videos that capture, preserve, and chronicle the sport’s art, culture and heritage.

Oceanside Museum of Art is a premier regional art museum offering several highly praised contemporary art exhibitions per year in addition to classes, lectures, docent tours, parties, concerts, films, and culinary events.

The Coaster

Oceanside Transit Center is the first of eight train stations between Oceanside and downtown San Diego where passengers can take The COASTER commuter train along the coast of San Diego County. The the entire COASTER route takes about an hour to travel and offers breathtaking coastal scenery. More than 20 trains run on weekdays, with additional service on the weekends.

Oceanside Restaurants

Oceanside is known for many fantastic restaurants and offers several options for fresh seafood. One of the top-rated restaurants in Oceanside is Wrench and Rodent Seabasstropub, serving inventive sushi and seafood dishes made with local fish and produce.

Flying Pig Pub & Kitchen offers rustic, American cuisine made with organic, local ingredients when possible. Looking for some good ol’ Southern BBQ in Oceanside? Miss Kim’s by That Boy Good won’t disappoint and neither will Felix’s BBQ With Soul.

San Diego County is also known for its fish tacos. You can get some of the best at Miramar Fish Tacos & Beer in Oceanside.

If you’re looking for the full beach-town breakfast experience, Beach Break Cafe is a fun cafe adorned with surf memorabilia and is located just a few blocks from the beach.

Another favorite restaurant in Oceanside is Local Tap House & Kitchen, a rustic-chic restaurant offering global dishes, craft beers and cocktails.

Explore Oceanside Real Estate

Posted on December 16, 2018 at 10:24 pm
Mary Beth Kellee & Philip Fredricksen | Posted in Uncategorized |

Cardiff Home for Sale with Pool & Ocean View at 2024 Bulrush Lane


Imagine sitting poolside watching the sunset over the Pacific Ocean while dinner sizzles on a built-in outdoor barbeque and your kids play on a quiet cul-de-sac. Now is your chance to own the perfect 4-bedroom, 4-bathroom single family home in Cardiff, a premier beach community in Encinitas, California. This stunning home is listed for $2,249,888.


This home for sale at 2024 Bulrush Lane is completely remodeled and features:

  • 4 bedrooms and 4 full baths
  • Views of the Pacific Ocean and San Elijo Lagoon
  • Swimming pool, spa, and built-in bbq
  • Quiet cul-de-sac location
  • Grand master suite with ocean-view deck
  • Master ensuite with a jetted spa, grand shower, and a walk-in closet
  • 2 Jr. Suites, including one on the lower level with private entry
  • Formal living room with gas/wood fireplace
  • Formal dining room with French doors leading to a palm-tree-adorned seating area
  • Bright and expansive kitchen with high-end appliances, including a Viking oven, dual sinks, a 6-burner cooktop, and a wet bar with wine storage
  • 3 car garage


Cardiff, California Lifestyle


The charming beach community of Cardiff (also referred to as “Cardiff-by-the-Sea”) is located in Encinitas, California in North San Diego County. Cardiff is nestled between the Pacific Ocean to the west, the San Elijo Lagoon State Marine Conservation Area to the south, and the rest of Encinitas to the east and north.

Cardiff is known for its casual small town vibe, and pristine beaches along scenic Highway 101. Some of the beaches near Cardiff include Cardiff State Beach, San Elijo State Beach, and Swami’s State Beach. The Cardiff/ Encinitas area is known for its great surfing and diving, thanks to excellent breaks and kelp beds. San Elijo State Beach also features an oceanfront campground where swimming, surfing, and picnicking are just a few of the many activities that can be enjoyed.

Cardiff offers residents and visitors a variety of fabulous seaside restaurants along its Restaurant Row on Highway 101, including Italian restaurant, Mexican restaurants, vegetarian restaurants, seafood restaurants, and California cuisine.

Posted on November 15, 2018 at 10:26 pm
Mary Beth Kellee & Philip Fredricksen | Posted in Uncategorized |

For Sale: Ramona Ranch on 93 Acres at 16305 Salida Del Sol

Own One of San Diego’s Last Frontiers


It’s not often that a sprawling property on over 90 acres of lush land is made available in San Diego County. 16305 Salida Del Sol in Ramona, CA 92065 is a rare opportunity to own 93.58 acres of beautiful terrain in Highland Valley, complete with dozens of level acres for agricultural cultivation, mature oak trees, a large pond, seasonal streams, and gigantic boulders. The property is listed at $2,399,000.

Located west of Ramona, the ranch offers all the perks of private rural living, but is only 10 miles from I-15 and not far from downtown San Diego. The ranch has several vistas offering breathtaking panoramic views from mountains all the way out to the ocean. This property truly exhibits one of San Diego County’s last frontiers.

What’s Included at 16305 Salida Del Sol in Ramona, CA

The property, known as “Red Cloud Ranch”, includes:

  • A gorgeous 3,800 square-foot home with attached guest quarters with a private entry, full kitchen, and laundry.
  • Two ranch hand homes, a 2/2 and 2/1 with laundry, A/C, and separate meters.
  • This spectacular property also houses a 5,000 square-foot barn.
  • 16305 Salida Del Sol is one of only TWO parcels in San Diego County to be a part of the Purchase of Agricultural Conservation Easement (PACE) program.

Enjoy the Highland Valley and all that it has to offer and be on the ground floor of San Diego County’s very own “Napa Valley”. Highland Valley is home to Espinosa Winery, Highland Valley Winery, and Kohill Winery, just to name a few!

The existing infrastructure includes a 960′ deep well, producing 60+ GPM of crystal clear water, two 10,000-gallon epoxy-lined water storage tanks. A coveted 2″ agricultural water meter and a 3/4 inch household water meter. 

The Main Home

The main home on the property features a clever and uniquely flexible floor plan that lives easily as a single family home, however you can close a door and enjoy a private guest retreat. The home has a total of 4 bedrooms plus an office, 3.5 baths, 2 full size kitchens, one with Viking appliances the second with Kitchenaid appliances, TWO living areas, and TWO laundry rooms.

If you do select or need the private guest quarters, it encompasses two bedrooms, a full working kitchen, full ADA bath, and laundry and private entrance.  Or you can utilize the 2nd full kitchen for catering, or for your canning desires. The master retreat is beautifully appointed featuring dual vanity, jetted spa, walk in shower, surround sound and dual walk-in closets. Enjoy views that are spellbinding of Mt. Woodson and the glorious old Oak Trees. 

A beautiful epoxy floored large 3 car-garage with plenty of storage and direct access into the home. Entertain and enjoy the outdoor BBQ and sink as you enjoy viewing beautiful Mt. Woodson and surrounding hills. 

The main home is perfectly sited and ready for expansion. The adjacent lot (parcel) located at the top of the main entry gate is the perfect location to build an estate home or wine tasting facility. The 5,000 square-foot barn, with five RV-size roll-up doors can easily be used as a wine making facility, workshop, car collection storage, or for RV/Boat storage and toys.

Plus Two Ranch Hand Homes

With all of this land, you may want your Ranch Hands to live on-site. This property has 2 separate homes, both individually metered. One is a 2 bedroom, 2 bath the other a 2 bedroom, 1 bath both complete with laundry, AC and separate meters. One of the units has recently been renovated and features high ceilings, concrete countertops, double sink, stainless appliances and beautiful stone flooring and new carpet.

An Equestrian’s Dream

If you are an Equestrian, you will be very close to Del Mar’s world-famous Horse Track. Why travel far when you can have your horses here in San Diego! There are three large, PrieFert Ponderosa fenced pastures for your horses to graze and enjoy. You can have up to 49 hoses on this property with no permit required.

Other Amenities at “Red Cloud Ranch”

If you have an RV, this property has full hook-ups and dump station to keep your RV road ready at all times! You will find a fully-fenced, 1/4 acre garden with gazebo, eight 4×8 foot raised redwood garden boxes and RIGA XL 6 professional greenhouse to provide a delicious Farm-to-Table dining experience.

Cozy up in the evening around the in-ground covered fire pit. Hike or ride along the endless trails in a 4-wheeler in this vast and awe inspiring property. Perfect for agriculture, a winery, horses, avocado farm, etc.

Posted on November 14, 2018 at 10:46 pm
Mary Beth Kellee & Philip Fredricksen | Posted in Uncategorized |

Single-Family Home for Sale in Mira Mesa at 10951 Salinas Way

This 3-bedroom, 1-bathroom single-family home for sale at 10951 Salinas Way in Mira Mesa, San Diego won’t last long! Listed at $499,888, this 1,006 square-foot home is located on a larger lot and is conveniently located in the heart of Mira Mesa, less than a mile from several fantastic restaurants and shopping centers, and within a mile radius from several parks, including Mira Mesa Community Park, Winterwood Lane Park, and Maddox Park.

This home is also just a short drive from Sorrento Valley and Miramar, with several local breweries a couple of miles away, including Green Flash Brewing, Ballast Point Brewing Company, and AleSmith Brewing Company.

This home was built in 1972 and has been lovingly cared for by the original owner ever since. The kitchen and bath were updated a few years ago. This home is ready for you to add your personal touches and make it your own.

Living in Mira Mesa, CA

Mira Mesa is a community located in the city of San Diego. It’s boundaries roughly range from the 15 freeway on the east, to the 805 freeway on the west, with the Los Peñasquitos Canyon to the north and the Miramar Marine Corps Air Station to the south.

Niche.com gives Mira Mesa an overall grade of “A” and cites the highly-rated public schools in the community. In 2018, Niche also ranked Mira Mesa as #15 for Best Places to Buy a House in San Diego Area out of 89 areas.


Posted on November 14, 2018 at 10:39 pm
Mary Beth Kellee & Philip Fredricksen | Posted in Uncategorized |

Home For Sale in Cardiff-by-the-Sea at 1742 Legaye Drive


Open House:

Saturday, 12/1/18 & Sunday, 12/2/18, 1 PM to 4 PM

Make your dreams of coastal living a reality with this stunning new-construction 5-bedroom home for sale at 1742 Legaye Drive in Cardiff-by-the-Sea, CA 92007. This home features:

  • 5 bedrooms and 4 full baths
  • Over 3,000 square feet of living space
  • Permitted accessory dwelling unit (ADU) with its own address, kitchen, and full bath
  • Ocean views
  • Corner lot
  • Open floor plan
  • Gourmet kitchen
  • Expansive master retreat
  • Master bath with a soaking tub and state-of-the-art rain shower
  • Downstairs en-suite with double-doors
  • Two car finished garage
  • Less than 1.5 miles to the beach
  • Only 1 mile from Cardiff Seaside Market shopping center


Posted on October 16, 2018 at 10:56 pm
Mary Beth Kellee & Philip Fredricksen | Posted in Uncategorized |

Free First-Time Home Buyer Seminar in San Diego on October 20th

Interested in purchasing a home, but not sure where to begin? Join us for a free First-Time Home Buyer Seminar in San Diego on Saturday, October 20, 2018 from 9am to 11am. Presented by Caliber Home Loans, Ascent Real Estate, and The KNOW in San Diego REALTOR® Team, this seminar will help answer all of your questions about buying your first home in a fun and approachable way.

This Seminar Will Cover:

  • The home buying process.
  • Knowing your buying power.
  • Home loan options.
  • State of the Real Estate Market.
  • Renting vs. Buying.

Enjoy light refreshments as you learn from the experts, including Chris Rocco, Loan Consultant at Caliber Home Loans; Mary Beth Kellee, REALTOR® at Ascent Real Estate; and Philip Fredricksen, a Broker and Attorney. Seats are limited, so please RSVP as soon as possible.


  • When: Saturday, October 20, 2018 from 9am to 11am
  • Where: Ascent Real Estate, Inc.’s Conference Center in Banker’s Hill at 410 Kalmia St., San Diego, CA 92101
  • RSVP: Please RSVP to Mary Beth Kellee @ 858-442-8002 or email: mbk@mbkassociates.com

Posted on October 4, 2018 at 5:20 pm
Mary Beth Kellee & Philip Fredricksen | Posted in Uncategorized |